Manufactured homeowner premium comparison survey

              NOTE
The ADOI cautions that ranking is Telephone
STATE OF ARIZONA based on a hypothetical and may Insurer Number
change as the facts change. While
2002 MOBILE HOMEOWNER price is always a consideration in Aegis Security IC (800) 233-2160
PREMIUM COMPARISON purchasing insurance, a consumer Allstate IC (800) 255-7828
SURVEY also should consider the insurer's American Bankers IC (800) 852-2244
service to its policyholders and the American Commerce IC (800) 562-4517
type of insurance contract and American Equity IC (800) 991-5334
coverage available. American Family Mutual IC (800) 374-0008
The purpose of this comparison is American Modern Home IC (800) 543-2644
merely to encourage consumers to American Reliable IC (800) 535-1333
comparison shop for their insurance. American Summit IC (480) 991 3176
Clarendon National IC (602) 951-9594
Foremost IC of Grand Rapids, MI (800) 527-3905
MGA IC, Inc (800) 423-2497
The Arizona Department of Mobile USA IC (888) 830-8911
Insurance is an Equal Employment Nationwide Mutual Fire IC (800) 421-1444
Jane Dee Hull, Governor Opportunity agency that complies Owners IC (480) 830-7119
Charles R. Cohen, Director with the American with Disabilities Scottsdale IC (480) 991-7889
Department of Insurance Act ("ADA") and the Arizonans State Farm Fire & Cas Co See Yellow Pages
2910 N. 44th Street, Suite 210 with Disabilities Act. Persons with a Vesta Insurance Corporation (480) 924-2600
Phoenix, Arizona 85018 disability may request that materials be Voyager Indemnity IC (800) 535-1333
(602) 912-8444 presented in an alternative format by
(800) 325-2548 contacting the ADA Coordinator at Note: Telephone numbers are subject to change
(520) 628-6370 Tucson (602) 912-8456. Requests should be
www.state.az.us/id made as early as possible to allow Abbreviations used in this publication:
time to procure the materials in an "Cas" means Casualty
alternate format. "IC" means Insurance Company
COVERAGE LIMITS COVERAGE LIMITS
Dwelling............................................................................... $50,000 $35,000
Appurtenant Structures........................................................ N/A N/A AREA: 728 square feet
Contents............................................................................... $25,000 $17,500
Additional Living Expense ................................................. $10,000 $7,000
Personal Liability................................................................. $100,000 $100,000
Medical Payments................................................................ $1,000 $1,000
Deductible............................................................................ $250 $250
STABILITY DEVICES: Tie downs and permanent foundation
DOUBLE- SINGLE- DOUBLE- SINGLE- DOUBLE- SINGLE-WIDE
WIDE WIDE WIDE WIDE WIDE
ANNUAL ANNUAL ANNUAL ANNUAL ANNUAL ANNUAL
INSURER PREMIUM PREMIUM INSURER PREMIUM PREMIUM INSURER PREMIUM PREMIUM
American Family Mutual IC $230 (1) $202 (2) American Family Mutual IC $230 (1) $202 (1) American Reliable IC $202 (1) $164 (1)
State Farm Fire & Cas. Co. $243 (2) $200 (1) Aegis Security IC $250 (2) $214 (3) American Family Mutual IC $230 (2) $202 (2)
Aegis Security IC $269 (3) $239 (4) Voyager Indemnity IC $260 (3) $223 (4) Aegis Security IC $250 (3) $214 (3)
Voyager Indemnity IC $303 (4) $258 (6) American Reliable IC $261 (4) $212 (2) Voyager Indemnity IC $260 (4) $223 (4)
American Commerce IC $305 (5) $232 (3) State Farm Fire & Cas. Co. $301 (5) $248 (6) Mobile USA IC, Inc. $300 (5) $262 (7)
American Reliable IC $315 (6) $256 (5) American Commerce IC $305 (6) $232 (5) American Commerce IC $305 (6) $232 (5)
Vesta Insurance Corporation $319 (7) $273 (8) American Bankers IC $305 (7) $376 (15) American Bankers IC $305 (7) $376 (15)
Nationwide Mutual Fire IC $323 (8) $264 (7) Owners IC $307 (8) $256 (7) American Summit IC $316 (8) $241 (6)
Mobile USA IC, Inc. $358 (9) $297 (10) Foremost IC of GR, MI $317 (9) $286 (11) Foremost IC of GR, MI $317 (9) $286 (12)
Owners IC $371 (10) $310 (11) Vesta Insurance Corporation $319 (10) $273 (10) Vesta Insurance Corporation $319 (10) $273 (10)
American Summit IC $379 (11) $292 (9) Nationwide Mutual Fire IC $323 (11) $264 (8) Nationwide Mutual Fire IC $323 (11) $264 (8)
Scottsdale IC $387 (12) $326 (12) American Summit IC $348 (12) $265 (9) Owners IC $323 (12) $269 (9)
American Modern Home IC $397 (13) $329 (13) Mobile USA IC, Inc. $349 (13) $290 (12) Scottsdale IC $338 (13) $284 (11)
American Bankers IC $408 (14) $519 (16) American Modern Home IC $374 (14) $310 (13) State Farm Fire & Cas. Co. $347 (14) $286 (13)
Foremost IC of GR, MI $512 (15) $441 (15) Scottsdale IC $387 (15) $326 (14) American Modern Home IC $374 (15) $310 (14)
American Family Home IC $572 (16) $396 (14) Allstate IC $560 (16) $412 (17) Allstate IC $519 (16) $381 (16)
Clarendon National IC $622 (17) $591 (18) American Family Home IC $572 (17) $396 (16) American Family Home IC $572 (17) $396 (17)
Allstate IC $708 (18) $520 (17) Clarendon National IC $795 (18) $562 (18) Clarendon National IC $795 (18) $562 (18)
Coverage limits and deductibles may vary by insurer.
New rates may be in effect since publication of this survey.
LOCATION: 100 space, mobile home park, security guard on premises
MODEL YEAR/MAKE:
2002/CAVCO
SECURITY: Single cylinder deadbolt locks, a fire extinguisher and one smoke detector
MODEL YEAR/MAKE :
2002/CAVCO
Rates in effect as of 4/1/02.
MOBILE HOME 12-MONTH PREMIUM SURVEY SUMMARY
HYPOTHETICALS FOR ALL COVERAGES AND LOCATIONS
MESA TUCSON YUMA
DOUBLE-WIDE one family dwelling SINGLE-WIDE one family dwelling
HYPOTHETICAL I HYPOTHETICAL II
AREA : 1,248 square